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Your Long Term Care Rates + Plan
Your employer has partnered with LTC Solutions, Inc., an expert in the long-term care insurance marketplace, and Allstate a well-established carrier in the industry. Together, we bring you the opportunity to purchase a valuable life + long-term care insurance plan.
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Calculate Your Monthly Rates
|
Benefit
|
Option 1
|
Option 2
|
Option 3
|
|---|---|---|---|
|
Life Insurance Benefit
|
$10,000
|
$50,000
|
$100,000
|
|
LTC Insurance Benefit
|
$10,000
|
$50,000
|
$100,000
|
|
|
Select age
|
Select age
|
Select age
|
|
Spouse Monthly Premium
|
Select age
|
Select age
|
Select age
|
|
Total Monthly Premium Without Marital Discount
|
Select age
|
Select age
|
Select age
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Total Monthly Premium With Marital Discount
|
Select age
|
Select age
|
Select age
|
|
Benefit
|
Option 1
|
|---|---|
|
Life Insurance Benefit
|
$10,000
|
|
LTC Insurance Benefit
|
$10,000
|
|
|
Select age
|
|
Spouse Monthly Premium
|
Select age
|
|
Total Monthly Premium Without Marital Discount
|
Select age
|
|
Total Monthly Premium With Marital Discount
|
Select age
|
|
Benefit
|
Option 2
|
|---|---|
|
Life Insurance Benefit
|
$50,000
|
|
LTC Insurance Benefit
|
$50,000
|
|
|
Select age
|
|
Spouse Monthly Premium
|
Select age
|
|
Total Monthly Premium Without Marital Discount
|
Select age
|
|
Total Monthly Premium With Marital Discount
|
Select age
|
|
Benefit
|
Option 3
|
|---|---|
|
Life Insurance Benefit
|
$100,000
|
|
LTC Insurance Benefit
|
$100,000
|
|
|
Select age
|
|
Spouse Monthly Premium
|
Select age
|
|
Total Monthly Premium Without Marital Discount
|
Select age
|
|
Total Monthly Premium With Marital Discount
|
Select age
|
Plans are available from $10,000 to $250,000. Click here to login to the enrollment system.
Plan and age limitations apply.
*In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
Allstate Plan at a Glance
Explore Your Plan Brochure
View Sample Policy Certificate
View Sample Welcome Letter
Learn More About Your Plans Carrier
Have Questions? Explore our FAQs
View the Full FAQ →You could need Long-Term Care (LTC) because of an accident, illness, cognitive impairment or simply due to aging.
This plan is designed to help you and your family plan for the high cost of Long-Term care and combines the benefit of life insurance. You WILL receive a benefit, either for LTC, Life Insurance, or both.
Choose a life insurance benefit and you will receive a monthly LTC Benefit of 4% of the life insurance benefit in the event you are approved for an LTC claim.
No – the plan’s benefit does not decrease.
Allstate will not pay benefits under the LTC rider for a period of care that begins in the 6 months after the rider date if a pre-existing condition causes the insured to be chronically ill. A period of care that begins more than 6 months after the rider date is caused by a pre-existing condition will be covered.
No, once you use the death benefit for LTC you do not receive a LTC benefit. If you use a portion of your death benefit for LTC then you will receive the remaining portion of your death benefit.
Your beneficiary will receive the death benefit upon your death.
We're Here to Help
Licensed long-term care specialists are available to assist you in understanding the plan and rates.
Call (877) 286-2852
LTCiBenefitsTeam@ltc-solutions.com
Schedule A Consultation
Apply Now
Take advantage of this benefit and safeguard your future tomorrow.