Guarantee Issue Until "MM/DD/YYY"
  No Other Benefit Covers LTC
  Issue Age Rates that won't increase as you age

Self-Investing Calculator

Use the calculator below to see how paying premiums for an Allstate Life + Long Term Care policy compares to investing the same dollar amount based on your interest rate percentage and years of investing.

12 month look back for Cigarettes, Cigars, Smokeless Tobacco, and E-Cigarettes.
Monthly Premium
Plan LTC Benefit Maximum*
Premium Invested
In 10 years
Premium Invested
In 20 years
Premium Invested
In 30 years
Select age
$10,000
$
$
$
$
Select age
$50,000
$
$
$
$
Select age
$100,000
$
$
$
$
Spouse Monthly Premium
Select age
Select age
Select age
Total Monthly Premium Without Marital Discount
Select age
Select age
Select age
Total Monthly Premium With Marital Discount
Select age
Select age
Select age
Monthly Premium
Select age
Plan LTC Benefit Maximum*
$10,000
Spouse Monthly Premium
Select age
Total Monthly Premium Without Marital Discount
Select age
Total Monthly Premium With Marital Discount
Select age
Monthly Premium
Select age
Plan LTC Benefit Maximum*
$50,000
Spouse Monthly Premium
Select age
Total Monthly Premium Without Marital Discount
Select age
Total Monthly Premium With Marital Discount
Select age
Monthly Premium
Select age
Plan LTC Benefit Maximum*
$100,000
Spouse Monthly Premium
Select age
Total Monthly Premium Without Marital Discount
Select age
Total Monthly Premium With Marital Discount
Select age

In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.

*For more information on the Life+LTC plan, click here.